The Wells Fargo Platinum card has a unique value proposition in the world of credit cards. Wells Fargo: Provider of banking, mortgage, investing, credit card, and personal, small business, and commercial financial services. One of the best balance transfer cards out there is the Wells Fargo Platinum Card. Why we like this card: For cardholders interested in earning a flat rewards rate on every purchase, the Wells Fargo Cash Wise Visa® card allows you to earn unlimited 1.5% cash rewards on purchases.Plus, the card’s annual fee is $0. This is a great option for people looking for a low-maintenance cashback card. Intro APR period. The Wells Fargo Platinum card is a solid options for saving on interest thanks to its 18-month 0% APR introductory offer good on both new purchases and balance transfers (balance transfers must be made within 120 days of account opening; transfer fee applies). Wells Fargo Rewards® Card * vs. U.S. Bank Visa® Platinum Card If access to 0% APR is the top priority, the no annual fee U.S. Bank Visa Platinum Card is superior to the Wells Fargo Rewards Card. For the Wells Fargo Cash Back College Card, the minimum credit score is 640. You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Wells Fargo Platinum Card, too. Chase Sapphire Preferred® Card: $5,000+. The option … Online account access to all of your Wells Fargo Financial credit card accounts including NowLine®, Visa®, MasterCard®, and Cash on Demand® is available 24-hours a day. If you are worried about your credit score and want a business credit card, we suggest you opt for a secured card. It’s designed specifically for those with fair to good FICO credit scores who want to use their card to help them pay off high-interest debt. wellsfargo, credit, banks. The Wells Fargo Platinum card credit score requirement is 700 or better. See important exclusions below (on page 2 if printed). Wells Fargo Platinum Card Terms and Conditions. If you are keen to apply for the Wells Fargo Platinum Card, simply click on the "Apply Now" button below to be taken to the credit card official website to complete the credit card application form. The Wells Fargo Platinum card comes with a $0 annual fee. But it’s not because they misused the product: the bank is … " The Wells Fargo Platinum card is especially useful for financing a large purchase interest-free, but the ongoing APR is higher than average once the 0% introductory period is over." It's at +100 if everybody recommends the provider, and at -100 when no one recommends. This card is intended for consumers, or "personal use" with a good to perfect credit history. No annual fee*. Introductory APR on purchases and balance transfers: With the Wells Fargo Platinum Visa Credit Card, you’ll have an introductory 0% APR for 18 months. This is a no-fuss credit card that also offers up to $600 protection on your cell phone, which is subject to $25 deductible, against covered damage or theft. Wells Fargo Platinum. Wells Fargo Platinum Card is very simple credit product. After that, the APR is 16.49% to 24.49%, based on your creditworthiness. When compared to similar cards, this is one of the longest intro APR periods you can get. Wells Fargo also limits the number of introductory offers you can receive – including intro APRs. The Wells Fargo Cash Wise Visa® card is a solid $0-annual-fee cash-back credit card, offering 1.5% cash back on purchases, an introductory 0% APR period and a decent sign-up bonus. The Platinum Credit Card from Wells Fargo offers 0% APR for 18 months on balance transfers and purchases, making it an ideal card for paying down balances and big-ticket purchases over time.You can also take control of your finances with extra perks like the My Money … Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. The Wells Fargo Platinum card is a no-nonsense credit card that provides a lengthy 0% intro APR period for both purchases and balance transfers, before its regular variable APR kicks in. One of the best balance transfer cards out there is the Wells Fargo Platinum Card. Wells Fargo offers a line of credit cards for specific purposes. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. Credit card issuers have no say or influence on how we … With a higher credit score, you’ll be more likely to … Wells Fargo’s major new rewards credit card offering is the Wells Fargo Active Cash card. Footnote 1. Actual FICO scores are 734,732,708 and EX, EQ, TU, respectively. Wells Fargo doesn’t list a specific minimum credit score requirement for the Business Platinum card. Wells Fargo Platinum Card Approval! . The Wells Fargo Platinum card gives you a nice, long runway if you need time to pay off debt or finance a large purchase. Getting approved for a credit card requires a little planning. This card is intended for consumers, or "personal use" with a good to perfect credit history. 6. I got both a letter in the mail and an email for pre-approval from Wells Fargo for their Platinum card and went ahead applying for it after a few weeks later as I was busy beforehand. Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum card; Easy access to your FICO® Credit Score with Wells Fargo Online® According to reviews, this card should be fairly easy to qualify for if you have a credit score of 700 or higher, though a number of reports of approvals can be found online for reviewers with credit scores in the 600 to 700 range. Current Wells Fargo Credit Cards. The Wells Fargo Cash Wise Visa® card is a great option for cardholders seeking a $0 annual fee card with a simple rewards structure. Wells Fargo Platinum Card. 353. There is a … In addition, Wells Fargo’s mobile app also ranked low for customer satisfaction in a separate J.D. When compared to similar cards, this is one of the longest intro APR periods you can get. The Wells Fargo Platinum card offers a fairly long promotional period of 18 months at 0% APR for balance transfers made in the first 120 days of account opening and on … The Wells Fargo Platinum card is aimed at serving users who have good to excellent credit. The Wells Fargo Platinum Card is designed for people with fair credit. Cardholders can either pick cash back at 1.5% for all purchases or rewards points that earn 1x point for every dollar spent. Wells Fargo has competitive credit cards for both consumers and small business owners. Recommendation score measures the loyalty between a provider and a consumer. The Wells Fargo Platinum card is a no-nonsense credit card that provides a lengthy 0% intro APR period for both purchases and balance transfers, before its regular variable APR kicks in. 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